As life’s symphony plays its diverse tunes, we find moments both joyful and somber along the journey. In the intricate tapestry of existence, music often becomes the canvas on which we paint our emotions, especially in times of bidding farewell to those we cherish. Jazz, with its soul-stirring melodies and vibrant rhythms, weaves a … Read more
© 2023 Haven Life Insurance Agency, LLC A medical exam is required for most Haven Term applicants, but never for Haven Simple. Haven Term is a Term Life Insurance Policy (ICC21 HAVEN TERM in certain states, including NC; HAVEN TERM CA21 in California) issued by C.M. Life Insurance Company (C.M. Life), Enfield, CT 06082. … Read more
As an entrepreneur, you already know that many risks and uncertainties come with running a business. However, there is one crucial element that often goes overlooked in many entrepreneurs’ business plans: life insurance. It may not be the most glamorous topic. Still, when it comes to safeguarding your family, your legacy and the very … Read more
The Federal Motor Carrier Safety Administration (FMCSA) is bringing Accident Recordkeeping Requirements back to the future. Retired after the Compliance, Safety, and Accountability (CSA) program was initiated over a decade ago, the FMCSA is hoping to revive the Accident Recordkeeping Requirements to help the Administration better assess the safety of on-the-road vehicles and potentially … Read more
A behavioral change model successful in promoting healthier behaviors and successfully implemented in all the continents — By Matteo Carbone, Founder & Director, IoT Insurance Observatory — About 30 years ago, Adrian Gore and Barry Swartzberg harbored an intuition that introduced a different perspective on people’s well-being. This approach, known as Vitality, has since … Read more
Insurers must stay abreast of InsurTech trends to stay competitive, enhance operations, and improve customer services in the dynamic insurance landscape. InsurTech, which combines technology with insurance, incorporates artificial intelligence, machine learning, data analytics, blockchain, and Internet of Things. The leveraging of innovations such as AI chatbots for 24/7 support and ML algorithms for … Read more
Before buying life insurance, you need to understand how it works, even as circumstances in your life change. Transferring ownership of a life insurance policy is one strategy for adapting to those changes. For example, if your attorney suggests creating a life insurance trust, signing over your policy might be necessary. Similarly, you might … Read more
This post is part of a series sponsored by IAT Insurance Group. Property insurance offers protection for a building once it’s operational. A builder’s risk policy insures against physical loss or damage to a building during construction. A builder’s risk policy covers both hard and soft losses for contractors. Hard costs include the physical … Read more
If you have dependents—or just loved ones who you want to take care of after you die—life insurance is critical. This coverage helps ensure your lost income doesn’t translate to tangible material losses for your family once you’re gone. But how much life insurance is enough? That’s a question whose answer can change significantly … Read more
The digital transformation in insurance is a remarkable story of adaptation and innovation. It’s not just about making insurance companies more efficient; it’s about putting customers at the center of the business models. It’s about leveraging digital technology to make your insurance experience smoother, safer, and more accessible. So, the next time you think … Read more